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Additional Services & Fees

  • Non-sufficient Funds Processing Fee (per item): $25.00
  • Overdraft Fee (per item):  $25.00
  • Stop Payment Charge (per item): $15.00
  • Deposited Check Return Charge (per item): $2.00
  • Activity Printout of Account: $0.50
  • ACH Stop Payment: $15.00
  • Legal processes which affect your account (i.e., garnishments, citations, or other): $10.00
  • Balancing of Account Research & Reconciliation: $10.00 per hour ($10.00 minimum)
  • Transfer of Funds between interbank accounts: $10.00 each
  • Checks Cashed-Returned to Richton Bank & Trust as NSF: $25.00
  • Official Checks: $5.00 per official check
  • Wire Transfer: Incoming - $13.00 / Outgoing - $18.00
  • Collection Items: $5.00 plus external bank charges
  • Document paper copies: $0.10 per page
  • FAX machine: $2.00 first page; $1.00 each add’l page
  • Microfilm copies: $10.00
  • Money Orders (Customer and Non-Customer): $0.01 up to $99.99 - $2.00; $100.00 and above - $3.00
  • Night Deposit Bags (lock bags) - $18.00
  • ATM Surcharge (for non-bank customers) $2.00
  • Foreign ATM Charge $1.00
  • Safe Deposit Boxes: 3x5 - $20.00; 5x10 - $30.00; 10x10 - $50.00
  • Dormant Account Fee (per month) $5.00