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Personal Accounts
Personal Checking | Interest Bearing Accounts | Savings | CDs & IRAs | Loans | Services
 

Interest Bearing Accounts

NOW Checking

  • Minimum Balance to Open Account: $1,000
  • Service Charge
    • Balance falls below $1,000 any day of the statement cycle: $15
  • Unlimited checking
  • No interest paid if balance falls below $1,000 during statement cycle
  • Interest paid monthly if requirements are met

MMDA (Money Market) Checking

  • Minimum Balance to Open Account: $1,000
  • Unlimited telephone or ATM transactions
  • 6 pre-authorized transfers per statement cycle - 3 by check/ 3 by debit
  • Per item fee of $15 will be charged for each debit in excess of 6
  • No interest paid if balance falls below $1,000 during statement cycle
  • Interest paid monthly if requirements are met
  • Tiered yields: higher balances earn higher yields

Regular Savings

  • Minimum Balance to Open Account: $100
  • Service Charge
    • Balance falls below $100 during statement cycle: $3
  • 9 withdrawals per quarter are permitted
  • $1 for each withdrawal in excess of limit
  • No interest paid if balance falls below $100 during statement cycle
  • Interest paid quarterly if requirements are met
  • Tiered yields: higher balances earn higher yields