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Personal Checking |
Interest
Bearing Accounts |
Savings |
CDs & IRAs |
Loans |
Services
Interest Bearing Accounts
NOW
Checking
- Minimum Balance to Open Account: $1,000
- Service Charge
- Balance falls below $1,000 any day of the statement
cycle: $15
- Unlimited checking
- No interest paid if balance falls below $1,000 during
statement cycle
- Interest paid monthly if requirements are met
MMDA (Money Market)
Checking
- Minimum Balance to Open Account: $1,000
- Unlimited telephone or ATM transactions
- 6 pre-authorized transfers per statement cycle - 3 by
check/ 3 by debit
- Per item fee of $15 will be charged for each debit in
excess of 6
- No interest paid if balance falls below $1,000 during
statement cycle
- Interest paid monthly if requirements are met
- Tiered yields: higher balances earn higher yields
Regular Savings
- Minimum Balance to Open Account: $100
- Service Charge
- Balance falls below $100 during statement cycle: $3
- 9 withdrawals per quarter are permitted
- $1 for each withdrawal in excess of limit
- No interest paid if balance falls below $100 during
statement cycle
- Interest paid quarterly if requirements are met
- Tiered yields: higher balances earn higher yields
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