|

Checking | Savings | CDs & IRAs | Fees | Loans | Safe
Deposit Box
SAVINGS & INTEREST-BEARING ACCOUNTS
REGULAR SAVINGS
| Minimum Opening Deposit |
$100.00 |
| Min. balance required to
avoid service charge/Basic fee |
$100.00 |
| Service charge/Basic fee |
$2.00 |
| Current Interest Rate |
Inquire at
local branch |
| Annual Percentage Yield (APY) |
Inquire at
local branch |
| Interest Computation Method |
Daily
Balance* |
| Interest will be compounded |
Quarterly |
| Interest will be credited |
Quarterly |
| Interest will not be paid
if balance falls below |
$1.01 |
On non-cash items interest will begin to accrue on business day of the
deposit. If you close your account before interest is credited, you will
not receive the accrued interest. Your interest rate and annual percentage
yield may change. At our discretion, we may change the interest rate on
your account at any time.
Statement Period: Quarterly
No more than six transfers and withdrawals or combination thereof per
calendar month or statement cycle of at least four weeks may be made by
P.O.S., check, debit card, preauthorized or automatic transfer or
similar order by the depositor payable to third parties.
Three free withdrawals per quarter. $1.00 charge per withdrawals over 3.
See Fee Schedule for additional charges that apply to this account
*The Daily Balance is determined by the application of a daily periodic
rate to the full amount of principal in the account each day.
AMERICAN EAGLE SAVINGS
| Minimum Opening Deposit |
$5,000.00 |
| Minimum balance required to
avoid $15.00 service charge/basic fee |
$5,000.00 |
| Current Interest Rate |
Inquire at
local branch |
| Annual Percentage Yield
(APY) |
Inquire at
local branch |
| Interest Computation Method |
Daily
Balance* |
| Interest will be compounded |
Monthly |
| Interest will be credited |
Monthly |
| Interest will not be paid
if balance falls below |
$5,000.00 |
On non-cash items interest will begin to accrue on business day of the
deposit. If you close your account before interest is credited, you will
not receive the accrued interest. Your interest rate and annual percentage
yield may change. At our discretion, we may change the interest rate on
your account at any time.
Statement Period: Monthly
No more than six transfers and withdrawals or combination thereof per
calendar month or statement cycle of at least four weeks may be made by
P.O.S., check, debit card, preauthorized or automatic transfer or
similar order by the depositor payable to third parties.
See Fee Schedule for additional charges that apply to this account
*The Daily Balance is determined by the application of a daily periodic
rate to the full amount of principal in the account each day.
CHRISTMAS CLUB SAVINGS
| Minimum Opening Deposit |
$2.00 |
| Interest Computation Method |
Daily
Balance* |
| Interest will be compounded |
At Maturity |
| Interest credited will not
be paid if balance falls below |
$2.00 |
On non-cash items interest
will
begin to accrue on the Business day of deposit. If you close your account
before interest is credited, you will not receive the accrued interest.
Your interest rate and annual percentage yield may change. At our discretion,
we may change the interest rate on your account at any time. Club Savings
close last Friday in October. Christmas Club Checks are mailed annually.
See Fee Schedule for additional charges that apply to this account.
*The Daily Balance is determined by the application of a daily periodic
rate to the full amount of principal in the account each day.
|