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Deposit Account Interest Rates
Effective as of 12/18/2008
| Account |
Minimum Balance To Open |
Interest
Rate |
Annual
Percentage Yield (APY)**
|
| Advantage Savings |
100.00 |
0.35 |
0.35 |
| Youth Advantage Savings |
5.00 |
0.35 |
0.35 |
| Total Advantage Plus |
100.00 |
0.25 |
0.25 |
Senior Advantage
$1,000 or more daily balance earns interest @ bank
determined rate. |
100.00 |
0.25 |
0.25 |
| Money Market Advantage |
100.00 |
1.21 |
1.22 |
Investment Advantage*
$25,000 minimum daily balance required to obtain
disclosed yield. |
25,000.00 |
1.80 |
1.81 |
| Term |
Minimum
Balance |
Interest
Rate |
Annual
Percentage Yield (APY) |
Compounded |
| 06 Month(s) |
500.00 |
1.39 |
1.39 |
At Maturity |
| 12 Month(s) |
500.00 |
1.62 |
1.63 |
Monthly |
| 18 Month(s) |
500.00 |
1.67 |
1.68 |
Monthly |
| 24
Month(s) |
500.00 |
1.81 |
1.82 |
Monthly |
| 36
Month(s) |
500.00 |
2.21 |
2.23 |
Monthly |
| 48 Month(s) |
500.00 |
2.45 |
2.48 |
Monthly |
|
| Term |
Minimum
Balance |
Interest
Rate |
Annual
Percentage Yield (APY) |
Compounded |
| 12 Month(s) |
500.00 |
1.62 |
1.63 |
Quarterly |
| 18 Month(s) |
500.00 |
1.67 |
1.68 |
Quarterly |
| 24
Month(s) |
500.00 |
1.81 |
1.82 |
Quarterly |
| 36
Month(s) |
500.00 |
2.21 |
2.23 |
Quarterly |
| 48 Month(s) |
500.00 |
2.45 |
2.47 |
Quarterly |
*IRA's - Additional Deposits in any amount not to exceed
maximum contribution allowed in current year through April 15th of the
following year.
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